BANKRUPTCY TRUSTEE IN SPRUCE GROVE, ALBERTA
Do you need the help of a bankruptcy trustee in Spruce Grove? You're not alone: each year, thousands of Canadians find themselves facing financial trouble, which is why they turn to MNP LTD. for help. No matter how simple or complex your financial situation may be, or even if you feel that solvency seems unfeasible, you can count on us to help pinpoint the right solution for your needs.
When you stop by your local MNP LTD. office in Spruce Grove, you will be greeted by friendly, experienced professionals with an in-depth knowledge of debt solutions. Their top priority is to help you put your finances back in order and do away with unruly debt. So if you're ready to tackle your financial stresses head-on, get in touch with MNP LTD. now.
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Find out which debt help solutions are available to you
Filing for bankruptcy can help you gain a new financial start. Bankruptcy is regulated by the Bankruptcy and Insolvency Act. It's always a good idea to speak with a bankruptcy trustee to go through all the options available to you, and ensure you're making the best possible choice. Alternatives to bankruptcy may be available to you, in which can you can assess your options before deciding to go bankrupt or not.
In order to arrive at the best remedy for your particular financial situation, it’s important to consider the following:
- Do you regularly spend more than you earn?
- Are you facing legal action (e.g. garnishment)?
- Do you use your credit card for everyday necessities?
- Are you at risk of having your credit card revoked?
- Have you been receiving collection letters or phone calls from your creditors?
- Are your financial struggles causing you stress?
If any of these questions ring true for you, it’s time to talk to our dedicated debt professionals.
The guidance you need
The consumer proposal is a process that helps you make arrangements to pay the majority or a partial amount of your unsecured debt through monthly payment over a specific time frame (up to a maximum of 5 years).
Depending on the amount of debt you have, it may be possible for you to contact your creditors directly and negotiate a lower interest rate or a repayment schedule that works for you.
Debt consolidation combines your debt into a single monthly repayment so that you can pay off multiple creditors.
Under the Orderly Payment of Debt (OPD) program the court consolidates your loans and pays your unsecured creditors in three or more years at an interest rate of 5% per annum.
The bankruptcy trustee in Spruce Grove you need is here at MNP LTD.; when you turn to us, you can rest assured that you will be guided through the filing process every step of the way. You can also feel good knowing we will discuss any alternatives that may be on the table. With our help, we can ensure all your options have been assessed.