BANKRUPTCY TRUSTEE IN SPRUCE GROVE, ALBERTA
Are you in need of a bankruptcy trustee in Spruce Grove? MNP LTD. has helped numerous Canadians put their debt behind them — and we can help you, too. There's no situation too complex for us; so no matter how complex and impossible to fix you may think your financial troubles are, turn to us for a solution that works best for you.
Your local MNP LTD. office in Spruce Grove is your source for friendly, courteous, professionally-trained debt solution professionals. Their main goal is to assist you in gaining control of your finances and putting uncontrollable debt behind you. Get in touch with us today if you feel it’s time to take charge of your financial future.
There is 1 office near you
Let us help you evaluate your options
Filing for bankruptcy can help you gain a new financial start. Bankruptcy is regulated by the Bankruptcy and Insolvency Act. First thing's first: you should get in contact with your local MNP LTD. bankruptcy trustee, who will review your financial situation and determine all available options. It could even be the case that you have viable alternatives to bankruptcy, such as making a consumer proposal.
When considering which debt solution to choose, ask yourself the following questions:
- Do you regularly spend more than you earn?
- Are you facing legal action (e.g. garnishment)?
- Do you use your credit card for everyday necessities?
- Are you at risk of having your credit card revoked?
- Have you been receiving collection letters or phone calls from your creditors?
- Are your financial struggles causing you stress?
If any of these questions ring true for you, it’s time to talk to our dedicated debt professionals.
We're here for you
A consumer proposal allows you to make arrangements to pay some or all of your unsecured debts through monthly payments over a specified period of time (up to a maximum of 5 years).
Depending on how much debt you’ve accumulated, you may have the option to contact your creditors directly and discuss a lower interest rate or a repayment schedule that suits your situation.
Debt consolidation consolidates your debt into a single monthly repayment and allows you to repay multiple creditors.
Under the Orderly Payment of Debt (OPD) program the court consolidates your loans and pays your unsecured creditors in three or more years at an interest rate of 5% per annum.
When it comes to selecting a bankruptcy trustee in Spruce Grove, you can expect MNP LTD. to be there for you throughout the filing process, every step of the way. You can also trust that we will explore any other paths that you may be able to take. Together, we’ll guide you through the available options.