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BANKRUPTCY IN RAYMOND, ALBERTA

Thinking about declaring bankruptcy in Raymond? Speak to your local MNP LTD., where you'll discover a range of solutions. Every year, we help thousands of Canadians work through financial difficulties at all levels and we can help you too.

Our local MNP LTD. office in Lethbridge has informative and highly recommended professionals who work and live in your area. Don't let having debt encompass your life. Call us today and get back on track.

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Could other debt alternatives provide relief?

Filing for bankruptcy can help legally minimize your amount of debt. It is regulated by the Bankruptcy and Insolvency Act. Step one is to contact your nearest MNP LTD. Licensed Insolvency Trustee, who will explain the process and provide insight on additional debt reduction options. In the majority of cases, after hearing the alternatives we have to offer, most people find that alternatives to declaring bankruptcy work better for their particular situation.

To determine the best course of action, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 587-800-0892 or fill out our form to get a free consultation!

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Our debt solutions are personalized

Consumer Proposal

The consumer proposal is a process that helps you make arrangements to pay the majority or a partial amount of your unsecured debt through monthly payment over a specific time frame (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on the total amount of debt you may have, this is an option to speak with your creditors directly and arrange a lower interest rate or a repayment schedule that works for you.

Debt Consolidation

Debt consolidation allows you to pull all your debt into one primary monthly repayment which can be repaid to multiple creditors.

Orderly Payment of Debt

With the Orderly Payment of Debt (OPD) program, the court will merge your loans and pay — in three or more years — your unsecured debt on your behalf at a 5% yearly interest rate.

Most people feel that with their debt piling up, declaring bankruptcy is the best course of action. What many don’t know is that there are many alternative debt solutions that may be better fitted to their unique requirements. We'll work together to create a plan that works best for you.

For more information about declaring bankruptcy and other debt solutions available from MNP LTD., call us at 587-800-0892 or complete our online form to request your FREE, confidential consultation today!