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Filing for Bankruptcy in St. John's, Newfoundland and Labrador

Considering declaring bankruptcy in St. John's? No matter how bad or overwhelming your debt might seem, there are always solutions - and your MNP LTD. Licensed Insolvency Trustee can help. We help thousands of Canadians overcome all types of financial difficulties, and we're here to help you too.

You’ll find a local MNP LTD. office in Mount Pearl staffed by knowledgeable professionals with experience in the steps to filing bankruptcy who live and work in the same communities as you do. Don’t let debt control your financial future. Contact us now and regain control of your life.

There is 1 office near you

Is it time to consider other debt help options?

When it comes to freeing yourself from debt legally, you can choose to file for bankruptcy in St. John's. It is regulated by the Bankruptcy and Insolvency Act. First, you must contact your nearest MNP LTD. Licensed Insolvency Trustee, who will go over and explain your options based on your overall financial situation. In the majority of cases, after hearing the alternatives we have to offer, most people find that alternatives to declaring bankruptcy work better for their particular situation.

To determine the best course of action, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 709-700-7138 or fill out our form to get a free consultation!

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We tailor our solutions to your situation

Consumer Proposal

By turning to a consumer proposal process, you can pay off portions or all of your current unsecured debt through easy, monthly payments or over a specific period of time (maximum 5 years). 

Informal Debt Settlement

Contingent on the amount of debt you have accumulated, it may be possible for you to contact your creditors directly to negotiate a lower interest rate or a repayment schedule that can help put you at ease.

Debt Consolidation

Debt consolidation gathers your debt into a single monthly repayment so that you can repay multiple creditors.

Often times, when individuals face financial problems their first instinct is declaring bankruptcy. There are of course many alternatives that may be more suitable for your situation. Together, we can work out a solution that's best for you.

To find out more about declaring bankruptcy and the other solutions MNP LTD. can offer you, call us at 709-700-7138 or comple the online form to request your FREE, private consultation!