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BANKRUPTCY IN ST. JOHN'S, NEWFOUNDLAND AND LABRADOR

Considering declaring bankruptcy in St. John's? Start by turning to the trusted professionals at your local MNP LTD. to uncover the many options you may have. We help thousands of Canadians overcome all types of financial difficulties, and we're here to help you too.

Our local MNP LTD. office in Mount Pearl has informative and highly recommended professionals who work and live in your area. Debt problems shouldn't control your life. Contact us now and regain control of your life.

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Could other debt alternatives provide relief?

A legal process that can help free you from most of your debt is filing for bankruptcy in St. John's. It is regulated by the Bankruptcy and Insolvency Act. First, you must contact your nearest MNP LTD. Licensed Insolvency Trustee, who will go over and explain your options based on your overall financial situation. In many cases, people find declaring Bankruptcy is not required for their financial situation; instead, they follow one of the alternative solutions we offer.

To determine the right course of action, you'll need to think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 709-700-7138 or fill out our form to get a free consultation!

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How your situation can benefit from our solutions

Consumer Proposal

Through the consumer proposal process, you can make arrangements to pay all, or some, of your unsecured debts via monthly payments over a specific period of time (up to a maximum of 5 years).

Informal Debt Settlement

Depending on how much debt you’ve accumulated, you may have the option to contact your creditors directly and discuss a lower interest rate or a repayment schedule that suits your situation.

Debt Consolidation

Debt consolidation gathers your debt into a single monthly repayment so that you can repay multiple creditors.

The first thought people have when encountering financial difficulty is declaring bankruptcy. However, there are many alternatives that may be more appropriate for your particular financial situation. We'll work together to create a plan that works best for you.

Learn more about declaring bankruptcy and other debt solutions today -- simply give us a call at 709-700-7138 or submit an online form to receive a FREE and confidential consultation.