CONSUMER PROPOSAL IN CARSTAIRS, ALBERTA
Making a consumer proposal in Carstairs can be a stressful experience. If you feel like there is no end in sight, MNP LTD. can help. Drawing on our skills, knowledge and experience, we will give you options to turn your situation around for the better.
Backed by 50 years of experience, we're proud to be Carstairs's go to source for everything from debt consolidation to filing for bankruptcy. Schedule a FREE, confidential consultation with us now and see how we can help you address your debt situation.
There is 1 office near you
How our solutions can work for you
When it comes to debt solutions for unsecured debts below $250,000, you have options beyond filing for bankruptcy like consumer proposal. When you take this option, your local Licensed Insolvency Trustee in Carstairs will contact your creditors and arrange a single monthly payment option for a set period of time. In some instances, you could even end up paying back less than you owe. Get in touch with us today to discover the options available to you at a FREE, no obligation consultation.
You could benefit from our services if:
- You can’t afford to pay your debts in full but your income can cover a single monthly payment
- Your financial troubles are causing you stress
- Wage garnishments are affecting your take-home pay
Alternative debt solutions
We want to help Canadians recover from debt with dependable financial solutions -- just as we have for over 50 years. Since that time, we’ve applied our skills and insight to help countless numbers of Canadians overcome any level of financial debt. Your neighbourhood MNP LTD. office in Calgary (Downtown) is your best choice for personalized, lasting solutions, including consumer proposals, debt consolidation, informal debt settlements and more.
Depending on the amount of debt you have, it may be possible for you to contact your creditors directly and negotiate a lower interest rate or a repayment schedule that works for you.
Debt consolidation consolidates your debt into a single monthly repayment and allows you to repay multiple creditors.
Under the Orderly Payment of Debt (OPD) program the court will consolidate your loans and pay your unsecured creditors on your behalf at an interest rate of 5% per annum in three or more years.
There are many ways you can restore your credit. Together, the advantages and disadvantages of each of your options will be reviewed.