CONSUMER PROPOSAL IN SPRUCE GROVE, ALBERTA
Making a consumer proposal in Spruce Grove can be a stressful experience. If you're starting to feel as though you've run out of solutions then it's time to turn to MNP LTD. for help. Drawing on our skills, knowledge and experience, we will help turn your situation around for the better.
For more than 50 years, our customized debt solutions – from bankruptcy services to debt consolidation – have helped thousands of Canadians achieve financial stability. Turn to us for a FREE private consultation to discover the many options you have.
There is 1 office near you
How our solutions can work for you
As a more positive, proactive course of action than declaring bankruptcy, a consumer proposal is suitable for people with unsecured debts of less than $250,000. When you take this option, your local Licensed Insolvency Trustee in Spruce Grove will contact your creditors and arrange a single monthly payment option for a set period of time. In some cases, you may even end up paying back less than the original amount owed. Get in touch with us today to discover the options available to you at a FREE, no obligation consultation.
You could benefit from our services if:
- You can’t afford to pay your debts in full but your income can cover a single monthly payment
- Your financial troubles are causing you stress
- Wage garnishments are affecting your take-home pay
Other MNP-administered solutions
Our commitment to delivering reliable and impartial financial assistance to Canadians dates back more than 50 years. We've made it our duty to help Canadians overcome their financial problems. Your local MNP LTD. office is your go-to source for personalized solutions, including consumer proposals, debt consolidation, informal debt settlements and more.
Depending on the amount of your debt, it is possible for you to contact your current creditors directly and discuss a lesser interest rate or set up a repayment schedule that works for you.
Debt consolidation consolidates your debt into a single monthly repayment and allows you to repay multiple creditors.
With the Orderly Payment of Debt (OPD) program, the court will merge your loans and pay — in three or more years — your unsecured debt on your behalf at a 5% yearly interest rate.
There are a number of ways to restore your credit. Together, we will review the advantages and disadvantages of each of the options available to you.