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Life-changing Debt Solutions
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DEBT CONSOLIDATION IN ST. ALBERT, ALBERTA

If you’re struggling to keep track of multiple debts, debt consolidation in St. Albert could be the right solution for you. No matter how severe your situation - and regardless of the circumstances that brought you here - the Licensed Insolvency Trustees at your MNP LTD. office can help.

We’ve provided strategies for thousands of Canadians to get out of debt using a multitude of personalized solutions that can help you too, including consolidating credit, consumer proposals, bankruptcy filing and more. Contact us today to find out how our personalized services - from consumer proposals to bankruptcy filing - can resolve your debt challenges.

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What we can do for you

Consolidating credit can be one of the most important steps you take to regain financial stability. Your various outstanding debts are gathered into one single monthly repayment. For more detailed information on the process, your local MNP LTD. Licensed Insolvency Trustee in St. Albert is here to explain – and even outline other alternatives – as part of a confidential evaluation.

You could benefit from our services if:

  • You’re spending more than you earn
  • Your creditors are threatening action
  • You regularly fail to pay bills on time
  • Your financial situation is causing you stress
Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 587-401-3499 or fill out our form to get a free consultation!

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How should you proceed?

We have more than 200 locations across the nation and over 50 years of experience offering personalized solutions to those experiencing financial troubles -- and we'd like to help you too. Your local Licensed Insolvency Trustee in St. Albert can present you with a variety of alternatives, each of which can be customized to fit your particular situation.

Consumer Proposal

The consumer proposal is a process that helps you make arrangements to pay the majority or a partial amount of your unsecured debt through monthly payment over a specific time frame (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on how much debt you’ve accumulated, you may have the option to contact your creditors directly and discuss a lower interest rate or a repayment schedule that suits your situation.

Orderly Payment of Debt

With the Orderly Payment of Debt (OPD) program, the court will merge your loans and pay — in three or more years — your unsecured debt on your behalf at a 5% yearly interest rate.

Personal Bankruptcy

There is more than just one way to restore your credit. Your local MNP LTD. Licensed Insolvency Trustee will review all the advantages and disadvantages of each of the options available to you.

If you’re tired from the stresses brought on by your financial troubles, talk to our friendly, knowledgeable and helpful Licensed Insolvency Trustees at MNP LTD. about consolidating credit — or find an alternative solution that best suits your situation.

Call us today at 587-401-3499 or submit our online form for a FREE, confidential consultation.