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DECLARING BANKRUPTCY IN WINKLER, MANITOBA

If you're considering declaring bankruptcy and you live in Winkler, your local MNP LTD. Licensed Insolvency Trustee is here to assist you, no matter what financial situation you’re facing. MNP LTD. has helped Canadians work through their financial difficulties for more than 50 years — providing practical solutions to Canadians in financial difficulty.

At your local MNP LTD. office in Winnipeg (Polo Park), you'll find knowledgeable and supportive professionals who can help you regain control of your finances. We know that personal insolvency can be stressful, but at MNP we know we can help. Talk to your local Licensed Insolvency Trustee today and discover your options so you can get out of debt.

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What happens next?

Declaring Bankruptcy is an option many consider because it offers individuals a fresh financial start. This legal process will help you minimize debt. Start by contacting your local MNP LTD. office and let one of our professional Licensed Insolvency Trustees provide the options available to you. We’ll provide all the solutions that work best for your situation—and if filing for bankruptcy is the option for you, we’ll guide you through the process.

To determine the path you should take, assess your current financial situation. Contact us if:

  • You're spending more than you earn
  • Your creditors are threatening action
  • You regularly fail to pay bills on time
  • Your financial situation is causing you stress
Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

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The right solution for you

Often, when facing financial trouble, the first thought that comes to mind is to declare bankruptcy. But there are many other courses of action that may be more suitable to your financial situation. Depending on your situation, the following may be options for you:

Consumer Proposal

The consumer proposal is a simple process that allows you to make arrangements to pay all, or part, of your unsecured debts through monthly payments over a specified period of time (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on the amount of debt you’ve accumulated, you may be able to contact your creditors directly and negotiate a lower interest rate or repayment schedule that better meets your needs.

Debt Consolidation

Debt consolidation combines your debts into a single monthly repayment, allowing you to repay multiple creditors through a single payment.