hero image hero image
Life-changing Debt Solutions
"I really do wish that I could tell everyone about the consumer proposal with MNP."
Find other MNP offices
Find

CONSUMER PROPOSAL IN COLD LAKE, ALBERTA

When it comes to creating a consumer proposal in Cold Lake, you may already know how stressful it can be. Before you're at your at your wits end, turn to MNP LTD to discover your options. Drawing on our skills, knowledge and experience, we will give you options to turn your situation around for the better.

Our personalized debt solutions - from bankruptcy filing to debt consolidation - have helped improve the lives of thousands of Canadians seeking financial stability. With us, you'll get a FREE confidential consultation to show you there is a solution.

There is 1 office near you

How our solutions can work for you

As a more positive choice than filing for bankruptcy, a consumer proposal is perfect for people with unsecured debts of less than $250,000. When you take this option, your local Licensed Insolvency Trustee in Cold Lake will contact your creditors and arrange a single monthly payment option for a set period of time. With this option there are instances where the full amount is not expected to repaid. You have options; discover them now simply by calling us for a FREE, no obligation consultation.

You could benefit from our services if:

  • You can’t afford to pay your debts in full but your income can cover a single monthly payment
  • Your financial troubles are causing you stress
  • Wage garnishments are affecting your take-home pay
Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 1-877-739-0685 or fill out our form to get a free consultation!

FILL OUT FORM

Alternative debt solutions

Our commitment to providing dependable, trusted and knowledgeable financial solutions to Canadians dates back more than 50 years. Since that time, we’ve applied our skills and insight to help countless numbers of Canadians overcome any level of financial debt. Your neighbourhood MNP LTD office in Cold Lake is your best choice for personalized, lasting solutions, including consumer proposals, debt consolidation, informal debt settlements and more.

Informal Debt Settlement

Depending on the total amount of debt you may have, this is an option to speak with your creditors directly and arrange a lower interest rate or a repayment schedule that works for you.

Debt Consolidation

Debt consolidation consolidates your debt into a single monthly repayment  and allows you to repay multiple creditors.

Orderly Payment of Debt

Under the Orderly Payment of Debt (OPD) program the court consolidates your loans and pays your unsecured creditors in three or more years at an interest rate of 5% per annum.

Personal Bankruptcy

When it comes to your restoring your credit, there’s more than one way to get it done. Together with your MNP LTD Licensed Insolvency Trustee, you can review the advantages and disadvantages of each of your available options.

Don't let debt control your life any more. Let us help you sort out your finances and help you get back on your feet with our personalized services.

Call us today at 1-877-739-0685 or complete our online form for a FREE, confidential consultation.

Consultation iconGet a FREE Consultation