DEBT CONSOLIDATION IN HAYS, ALBERTA
If you're dealing with several debts and feel as though you're losing control, you should know that at MNP LTD you'll discover great options like debt consolidation in Hays that can help. Regardless of how severe your situation is and no matter how you got to this point, the Licensed Insolvency Trustees at your MNP LTD office are ready to help.
We provide tailored debt solutions, from consolidating credit to consumer proposals and bankruptcy, to thousands of Canadians each year -- and we're ready to help you too. Contact us today to find out how our personalized services - from consumer proposals to bankruptcy filing - can resolve your debt challenges.
There is 1 office near you
How we can help
Consolidating credit can be an important move for you to reach financial stability. Your current outstanding debts are collected into a single monthly repayment. To learn more about how we can help, turn to your local MNP LTD for a FREE and confidential consultation on the ways we can help.
You could benefit from our services if:
- You’re spending more than you earn
- Your creditors are threatening action
- You regularly fail to pay bills on time
- Your financial situation is causing you stress
Which is the best option for you?
With over 200 locations across Canada and more than 50 years of experience providing customized solutions to those in financial debt, you can trust MNP LTD for quality assistance. Your local Licensed Insolvency Trustee can provide you with a variety of options, each tailored to your particular situation.
A consumer proposal allows you to make arrangements to pay some or all of your unsecured debts through monthly payments over a specified period of time (up to a maximum of 5 years).
Depending on the total amount of debt you may have, this is an option to speak with your creditors directly and arrange a lower interest rate or a repayment schedule that works for you.
Under the Orderly Payment of Debt (OPD) program the court consolidates your loans and pays your unsecured creditors in three or more years at an interest rate of 5% per annum.
There is more than just one way to restore your credit. Your local MNP LTD Licensed Insolvency Trustee will review all the advantages and disadvantages of each of the options available to you.
If you’re tired from the stresses brought on by your financial troubles, talk to our friendly, knowledgeable and helpful Licensed Insolvency Trustees at MNP LTD about consolidating credit — or find an alternative solution that best suits your situation.