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Life-changing Debt Solutions
"I really do wish that I could tell everyone about the consumer proposal with MNP."
We've helped
hundreds of thousands of Canadians
get out of debt
We've helped
hundreds of thousands
of Canadians

get out of debt
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DEBT CONSOLIDATION IN HAYS, ALBERTA

If you're feeling the weight a several debts on your shoulders, you might want to consider getting debt consolidation in Hays. No matter how much debt you’ve accumulated and regardless of how the situation developed, the Licensed Insolvency Trustees at your MNP LTD office can help.

We’ve provided debt solutions to thousands of Canadians with our tailored services - from consolidating credit to consumer proposals to bankruptcy filing - and we can help you overcome your financial challenges too. Speak with us today to learn how our personalized debt service can help you.

There is 1 office near you

How we can help

If your goal is to regain your financial footing, consolidating credit in Hays is an important step in that direction. Your current outstanding debts are collected into a single monthly repayment. There are many ways we can help; to learn how, simply turn to a MNP LTD near you for a FREE and confidential consultation on the ways we can help.

You could benefit from our services if:

  • You’re spending more than you earn
  • Your creditors are threatening action
  • You regularly fail to pay bills on time
  • Your financial situation is causing you stress
Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 1-877-739-0699 or fill out our form to get a free consultation!

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How should you proceed?

You'll find more than 200 locations across the nation and over 50 years of experience of helping Canadians out of financial troubles. Your local Licensed Insolvency Trustee can provide you with a variety of options, each tailored to your particular situation.

Consumer Proposal

The consumer proposal is a process that helps you make arrangements to pay the majority or a partial amount of your unsecured debt through monthly payment over a specific time frame (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on how much debt you’ve accumulated, you may have the option to contact your creditors directly and discuss a lower interest rate or a repayment schedule that suits your situation.

Orderly Payment of Debt

With the Orderly Payment of Debt (OPD) program, the court will merge your loans and pay — in three or more years — your unsecured debt on your behalf at a 5% yearly interest rate.

Personal Bankruptcy

There are many ways you can restore your credit. Together, the advantages and disadvantages of each of your options will be reviewed.

For relief from financial stress, speak to our welcoming, experienced and helpful Licensed Insolvency Trustees at MNP LTD to learn more about consolidating credit and the other options that may be available to you.

Call us today at 1-877-739-0699 or submit our online form for a FREE, confidential consultation.

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