Find a service:
Find
We've helped
hundreds of thousands
of Canadians

get out of debt

DEBT ASSISTANCE AT MNP LTD IN MANYBERRIES, ALBERTA

If you’re struggling to make ends meet — and temporary solutions are only pushing you further into debt — it’s time to take a more permanent approach. This is where MNP LTD steps in. Our Life-Changing Debt Solutions are intended to help you stop the cycle of debt once and for all. One of our Licensed Insolvency Trustees in Manyberries will work one-on-one with you to develop a personalized plan that works best for your unique circumstances. We’re here to help you get your finances in check, so you can make a debt-free future a reality.

There is 1 office near you

Navigate your options with our Licensed Insolvency Trustees

Your local MNP LTD Licensed Insolvency Trustee in Manyberries is always here to discuss all the solutions that may be available to you, including:

DEBT RELIEF

At MNP LTD, we are mindful that every situation is unique. This is why one of our Licensed Insolvency Trustees will explain all of your options in detail, so you can choose the best course of action. We offer confidential guidance and non-judgemental advice to help you break free from personal debt for good.

BANKRUPTCY

Filing for bankruptcy is a structured, formal process that gives you the opportunity to start fresh with your finances. One of our local Licensed Insolvency Trustees will guide you through every step of the process, including the preparation and filing of all mandatory paperwork, notifying creditors, stopping wage garnishments and helping avert any further legal action against you.

CONSUMER PROPOSAL

The consumer proposal process is administered by a Licensed Insolvency Trustee and involves developing a formal, legally binding offer to your creditors that sets out a plan for paying back a portion of your unsecured debts over a period of up to five years. One of the advantages of a consumer proposal is that it allows you to keep assets that might otherwise be seized in a bankruptcy.

DEBT CONSOLIDATION

A debt consolidation loan takes all of your debts and combines them into a single loan that you will pay off each month, normally at an interest rate that’s better than your current credit card debt. Since you only have a single monthly debt payment to make, debt consolidation can make it easier for you to stay on top of your finances. Our Licensed Insolvency Trustees are accredited insolvency counsellors and will discuss the options available to you, so you so can make an informed decision — and take the first step toward a debt-free future.

INSOLVENCY

While insolvency is often confused with bankruptcy, the two are not the same: bankruptcy is a formal legal process, and insolvency is a financial state in which an individual is unable to pay back lenders on time. While insolvency can lead to filing for bankruptcy, there may be other debt relief solutions to consider, including debt consolidation loans or a consumer proposal.

When it comes to finding the right debt solution, understanding your options is fundamental. Whether you’re trying to understand the difference between bankruptcy and a consumer proposal or you want to learn more about the process of consolidating credit, your local MNP LTD bankruptcy trustee in Manyberries is here to help every step of the way. Get started today with a free confidential consultation.