LIFE-CHANGING DEBT SOLUTIONS

Life happens. Debt happens. MNP is here to help.

Debt assistances in
Ladysmith

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1-877-739-0378

Local Offices

Campbell River
201-990 Cedar Street
Campbell River, BC
V9W 7Z8

Colwood
328 Wale Road - Unit 132
Colwood, BC
V9B 0J8

Courtenay
467 Cumberland Road
Courtenay, BC
V9N2C5

Duncan
372 Coronation Avenue
Duncan, BC
V9L 2T3

Nanaimo
Suite 400, MNP Place, 345 Wallace Street
Nanaimo, BC
V9R 5B6

North Nanaimo
Suite 13, 6421 Applecross Road
Nanaimo, BC
V9V 1N1

Port Alberni
4277 Stamp Avenue
Port Alberni, BC
V9Y7X8

Victoria
888 Fort Street , Suite 300
Victoria, BC
V8W 1H8

Resident Office

Suite 1630, 609 Granville Street
Vancouver, BC
V7Y 1G5

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Licensed Insolvency Trustees, licensed by the Canadian Goverment

We've helped
hundreds of thousands of Canadians
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We've helped
hundreds of thousands
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DEBT ASSISTANCE AT MNP LTD IN LADYSMITH, BRITISH COLUMBIA

If you’ve been stuck in the cycle of debt for a while — and fast fixes are only adding to your debts — it may be time to think about a more permanent approach. That’s where MNP LTD stands out. Our Life-Changing Debt Solutions are designed to help you eliminate personal debt for good. Your local MNP LTD Licensed Insolvency Trustee in Ladysmith will work privately with you to put together a tailored plan of action that’s right for your unique circumstances. We’re ready to help you overcome your financial challenges, so you can start living a debt-free life.

There are 8 offices near you

Understanding your options with our Licensed Insolvency Trustees

Your local MNP LTD Licensed Insolvency Trustee in Ladysmith is here to help you navigate your options, which may include:

DEBT RELIEF

AT MNP LTD, we know that debt relief is not one-size-fits-all. That’s why one of our Licensed Insolvency Trustees will work closely with you to help you understand your options and determine the best path to take. With us, you can expect the discreet guidance and unbiased advice you need to erase debt from your life.

BANKRUPTCY

Personal bankruptcy is a structured, formal process that offers individuals a fresh financial start. One of our local Licensed Insolvency Trustees will guide you through every step of the process, including the preparation and filing of all mandatory paperwork, notifying creditors, stopping wage garnishments and helping avert any further legal action against you.

CONSUMER PROPOSAL

The consumer proposal process is administered by a Licensed Insolvency Trustee and involves developing a formal, legally binding offer to your creditors that sets out a plan for paying back a portion of your unsecured debts over a period of up to five years. Whereas in a bankruptcy you may lose some assets, a consumer proposal allows you to keep all assets.

DEBT CONSOLIDATION

A debt consolidation loan merges all of your debts into one overall loan that you will pay off on a monthly basis, usually at a lower interest rate than your credit card debt. With only one monthly debt payment to stay on top of, debt consolidation can make it easier to budget and pay bills on time. Our Licensed Insolvency Trustees are accredited insolvency counsellors and will discuss the options available to you, so you so can make an informed decision — and take the first step toward a debt-free future.

INSOLVENCY

Different in meaning than bankruptcy, which is a legal process, insolvency refers to a financial state of not being able to meet debt payments on time. While being insolvent could lead to filing for bankruptcy, there may be other paths to take, such as making a consumer proposal or taking out a debt consolidation loan.

Deciding on the right debt solution starts with getting informed. Whether you want to know the advantages and disadvantages of filing for bankruptcy versus making a consumer proposal, or you want to know what steps are involved in consolidating credit, your local MNP LTD bankruptcy trustee in Ladysmith is here to walk you through every solution. Get a free confidential consultation today.