Langley
Surrey, BC
V3Z 6X2
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DEBT ASSISTANCE AT MNP LTD IN LANGLEY, BRITISH COLUMBIA
If you’ve been struggling with debt for a while — and quick fixes are only adding to your debts — you may want to consider a more permanent solution. This is what sets MNP LTD apart. Our Life-Changing Debt Solutions are purposely designed to help you put debt in the past, once and for all. Your local Licensed Insolvency Trustee in Langley will work individually with you to put together a custom plan that’s right for your circumstances. We’re here to help you get your finances in check, so you can make a debt-free future a reality.
There are 11 offices near you
Understand your options with a Licensed Insolvency Trustee
When you visit your local MNP LTD Licensed Insolvency Trustee in Langley, we’ll discuss the options that may be right for you, such as:
DEBT RELIEF
At MNP LTD, we appreciate that no two financial circumstances are the same. This is why your local Licensed Insolvency Trustee will take the time to help you understand your solutions and select the most appropriate path to take. You can count on us for the discreet guidance, advice and support you need to be done with debt for good.
BANKRUPTCY
The structured, formal process of personal bankruptcy enables you to start from scratch with your finances. One of our local Licensed Insolvency Trustees will guide you through every step of the process, including the preparation and filing of all mandatory paperwork, notifying creditors, stopping wage garnishments and helping avert any further legal action against you.
CONSUMER PROPOSAL
Managed by a Licensed Insolvency Trustee, the consumer proposal process consists of negotiating a formal agreement between you and your creditors that enables you make set monthly payments over a fixed period of time (not to exceed five years). One of the key differences between a consumer proposal and bankruptcy is that a consumer proposal allows you to hold onto all assets, which could otherwise be seized in a bankruptcy.
DEBT CONSOLIDATION
If you are approved for a debt consolidation loan, all of your debts will be merged into one overall monthly payment, which is often at a lower interest rate than your credit card debt. Not having to make several debt payments every month can help make it easier to budget for repayment. As accredited insolvency counsellors, our Licensed Insolvency Trustees will discuss all of your options with you, so you can decide on the best path to take to become debt-free.
INSOLVENCY
Insolvency and bankruptcy may sound like the same thing, but they have different meanings: insolvency is a financial state of not being able to make debt payments on time, whereas bankruptcy is a legal process. While insolvency is a condition can lead to declaring bankruptcy, you may have other options to consider, such as a consumer proposal or other debt consolidation options.
When it comes to debt solutions, it’s important to know your options. Your local MNP LTD bankruptcy trustee in Langley is here to answer all of your questions, from outlining the differences between declaring bankruptcy and making a consumer proposal to detailing the process of consolidating credit. A debt-free future awaits: request a free confidential consultation today.