DEBT ASSISTANCE AT MNP LTD IN SAINT JOHN, NEW BRUNSWICK
If you’re struggling to make ends meet — and temporary solutions are only pushing you further into debt — it’s time to take a more permanent approach. This is exactly what sets MNP LTD apart. We offer Life-Changing Debt Solutions that can help you say goodbye to debt for good. Your local Licensed Insolvency Trustee in Saint John will work individually with you to put together a custom plan that’s right for your circumstances. We’re ready to help you overcome your financial challenges, so you can start living a debt-free life.
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Explore your options with a Licensed Insolvency Trustee
Your local MNP LTD Licensed Insolvency Trustee in Saint John is always here to discuss all the solutions that may be available to you, including:
AT MNP LTD, we realize that no two financial situations are exactly the same. This is why your local Licensed Insolvency Trustee will take the time to help you understand your solutions and select the most appropriate path to take. We’re here to provide you with non-judgemental, unbiased advice and support from start to finish, so you can put your debt behind you for good.
The structured, formal process of declaring bankruptcy is intended to give individuals a fresh financial start. Your local Licensed Insolvency Trustee will assist you throughout the process, including completing and filing all necessary paperwork, alerting your creditors, halting wage garnishments and helping stop further legal action against you.
Filed under the guidance of a Licensed Insolvency Trustee, a consumer proposal allows you to develop and negotiate a formal agreement between you and your creditors in which you will pay back a portion of your debts over time, up to a five-year maximum term. As an alternative to declaring bankruptcy, a consumer proposal allows you to retain all assets.
If you are approved for a debt consolidation loan, all of your debts will be merged into one overall monthly payment, which is often at a lower interest rate than your credit card debt. Not having to make several debt payments every month can help make it easier to budget for repayment. As Licensed Insolvency Trustees, we are accredited insolvency counsellors who will help you better understand your options, so you can select the right path towards living a debt-free life.
Not to be confused with bankruptcy, which is a legal process, insolvency is a financial state in which an individual cannot meet debt payments on time. While insolvency can lead to filing for bankruptcy, there may be other debt relief solutions to consider, including debt consolidation loans or a consumer proposal.
When it comes to debt solutions, it’s important to know your options. Whether you want to know the key differences between bankruptcy and a consumer proposal or you’re wondering what the process of consolidating credit involves, your local Saint John MNP LTD bankruptcy trustee is here to provide the guidance and support you need. Get started with a free confidential consultation.