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DEBT ASSISTANCE AT MNP LTD IN CARLETON-SUR-MER, QUÉBEC

If you’re stuck on the rollercoaster of debt — and temporary fixes just aren’t working for you — it’s time to find a more permanent solution. That’s where MNP LTD stands out. Our Life-Changing Debt Solutions are purposely designed to help you put debt in the past, once and for all. One of our Licensed Insolvency Trustees in Carleton-sur-Mer will work privately with you to put together the right plan of action for your unique circumstances. We empower you to take control of your finances, so you can plan for a debt-free future.

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Navigate your options with our Licensed Insolvency Trustees

When you visit your local MNP LTD Licensed Insolvency Trustee in Carleton-sur-Mer, we’ll discuss the options that may be right for you, such as:

DEBT RELIEF

At MNP LTD, we recognize that every debt challenge is different. This is why one of our Licensed Insolvency Trustees will walk you through your options and help you decide on the right path to take. We’re here to support you every step of the way, including providing the confidential guidance and unbiased advice you need to break free from the cycle of debt for good.

BANKRUPTCY

The structured, formal process of personal bankruptcy enables you to start from scratch with your finances. The process is administered by a Licensed Insolvency Trustee, who will help you complete and file all mandatory paperwork, notify your creditors, stop wage garnishments and help prevent further legal action against you.

CONSUMER PROPOSAL

Administered by a Licensed Insolvency Trustee, a consumer proposal is a formal agreement between you and your creditors that allows you to make fixed monthly payments over a set period of time (up to a maximum of five years). One of the advantages of a consumer proposal is that it allows you to keep assets that might otherwise be seized in a bankruptcy.

DEBT CONSOLIDATION

If you are approved for a debt consolidation loan, all of your debts will be merged into one overall monthly payment, which is often at a lower interest rate than your credit card debt. With only one monthly debt payment to stay on top of, debt consolidation can make it easier to budget and pay bills on time. Your local MNP LTD Licensed Insolvency Trustee is an accredited insolvency counsellor who will walk you through your options, so you can embark on the right path to a debt-free future.

INSOLVENCY

While you might see the terms “insolvency” and “bankruptcy” being used interchangeably, they have different meanings: bankruptcy is a legal declaration and process, and insolvency is a financial state in which a person cannot pay creditors on time. If you are insolvent, you may be considering filing for bankruptcy; however, alternative solutions could also be available to you, like a consumer proposal or debt consolidation loan.

When it comes to deciding between debt solutions, getting informed is the first step. From learning the difference between filing for bankruptcy and making a consumer proposal to understanding the process of consolidating credit, your nearby MNP LTD bankruptcy trustee in Carleton-sur-Mer is ready to assist you one-on-one. Start on the path to a debt-free future: get a free confidential consultation today.