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BANKRUPTCY IN ST. THOMAS, ONTARIO

Researching bankruptcy in St. Thomas? No matter how bad or overwhelming your debt might seem, there are always solutions - and your MNP LTD. Licensed Insolvency Trustee can help. Every year, we help thousands of Canadians find trusted solutions for their financial problems, and we can help you too.

Our local MNP LTD. office in St. Thomas has informative and highly recommended professionals who work and live in your area. Don’t let debt problems take control of your life. Call us today and get back on track.

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Is it time to consider other debt help options?

A legal process that can help free you from most of your debt is filing for bankruptcy in St. Thomas. It is regulated by the Bankruptcy and Insolvency Act. The first step is to contact your local MNP LTD. Licensed Insolvency Trustee, who will discuss and explain all of your options based on the assessment of your debt situation. In the majority of cases, people discover that they no longer need to file for bankruptcy, but instead follow one of the alternative remedies we provide.

To determine the best course of action, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

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Call us today or fill out our form to get a free consultation!

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We offer the most effective solution for your situation

Consumer Proposal

With a consumer proposal, you can arrange to pay some or all of your unsecured debts through monthly payments over a specified period of time (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on how much debt you’ve accumulated, you may have the option to contact your creditors and arrange to have your interest rate lowered or have a repayment schedule implemented that works with your needs.

Debt Consolidation

Debt consolidation gathers your debt into a single monthly repayment so that you can repay multiple creditors.

The first thought people have when confronted with debt problems is to file for bankruptcy. Depending on your financial situation, more appropriate solutions may be available. Together, we can work out a solution that's best for you.

For more information about the debt solutions available from MNP LTD., contact us by phone or complete our online form to request your FREE, confidential consultation today!