Bankruptcy in St. Thomas
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BANKRUPTCY IN ST. THOMAS, ONTARIO

Need to file for bankruptcy in St. Thomas? With the help of your local MNP LTD. Licensed Insolvency Trustee, your debt situation can be managed. We help thousands of Canadians overcome all types of financial difficulties, and we're here to help you too. When you turn to your local MNP LTD. office in St. Thomas, you'll discover a staff of dedicated, skilled and experienced professionals from the same community as you. Debt problems shouldn't control your life. Contact us now and regain control of your life.

To contact your local MNP LTD. office in St. Thomas, call or submit our online form, and ask about receiving a FREE, confidential consultation.

What is your best course of action?

When it comes to freeing yourself from debt legally, you can choose to file for bankruptcy in St. Thomas. It is regulated by the Bankruptcy and Insolvency Act. The first thing to do is to speak with your local MNP LTD. Licensed Insolvency Trustee to determine your best course of action. In the majority of cases, people discover that they no longer need to file for bankruptcy, but instead follow one of the alternative remedies we provide.

To find out what is best for you, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

PERSONAL INSOLVENCY COUNSELLING

MNP offers permanent Life-Changing Debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today or fill out our form to get a free consultation!

How your situation can benefit from our solutions

Consumer Proposal

Opting for a consumer proposal means you can make arrangements to pay some or all your unsecured debts through monthly payments over a specific period of time (up to a maximum of 5 years). You should also note that in a most cases, interest is negotiable and can be reduced substantially.

Informal Debt Settlement

Depending on the amount of debt you have, it may be possible for you to contact your creditors directly and negotiate a lower interest rate or a repayment schedule that works for you.

Debt Consolidation

Debt consolidation merges your debt into a single loan, allowing you to repay multiple creditors through one monthly payment. Note: Interest charges on these loans will continue to accrue.

The first thought people have when encountering financial difficulty is to file for bankruptcy. However, there are many solutions that may be better suited to your particular financial situation. We'll work together to create a plan that works best for you.

For more information about the debt solutions available from MNP LTD., contact us by phone or complete our online form to request your FREE, confidential consultation today!

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226-271-0863