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Life-changing Debt Solutions
"It made for a very smooth calm transition for me to get my life back."
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CONSOLIDATING CREDIT IN ST. JOHN'S, NEWFOUNDLAND AND LABRADOR

If having multiple debts is causing you stress, you may want to consider consolidating credit in St. John's with help from MNP LTD. No matter how severe your debt is -- or how you got here -- you can rely on our professional Licensed Insolvency Trustees to provide the options and support you need to get back on your feet.

Utilizing our personalized solutions (including consumer proposals, bankruptcy filing and more), we’ve helped thousands of Canadians achieve financial stability — and we’re happy to assist you too. So if you’re ready to find out firsthand how our customized services can help you overcome your debt challenges, give us a call today. 

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We’re here to help

Consolidating credit may be just the solution you need to get back on the path to financial stability. All of your outstanding debts are combined into a single monthly repayment. For more information, contact your local MNP LTD. office — a Licensed Insolvency Trustee can guide you through the process or suggest other alternatives as part of your FREE, confidential consultation.

Get in touch with us today if:

  • You're spending more than you earn
  • Your creditors are threatening action
  • You regularly fail to pay bills on time
  • Your financial situation is causing you stress
Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

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Call us today or fill out our form to get a free consultation!

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How should you get started?

With over 200 locations countrywide and more than 50 years of experience delivering customized solutions to those facing financial setbacks, you can count on MNP LTD. for the help you need. Your local Licensed Insolvency Trustee in St. John's is here to walk you through your options — each customized to your unique needs. 

Consumer Proposal

By turning to a consumer proposal process, you can pay off portions or all of your current unsecured debt through easy, monthly payments or over a specific period of time (maximum 5 years). 

Informal Debt Settlement

Depending on the amount of debt you have, it may be possible for you to contact your creditors directly and negotiate a lower interest rate or a repayment schedule that works for you.

Debt Consolidation

With debt consolidation, you’ll be able to combine all your debt into one monthly repayment, which will allow you to repay multiple creditors.

Personal Bankruptcy

There are a number of ways to restore your credit. Together, we will review the advantages and disadvantages of each of the options available to you.

Find financial peace of mind with MNP LTD. — our friendly, helpful and professional Licensed Insolvency Trustees are happy to guide you through your options.

To learn more about MNP LTD.’s debt solutions, call or fill out our online form today to request a FREE, private consultation.