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Filing for Bankruptcy in Sparwood, British Columbia

Considering declaring bankruptcy in Sparwood? Start by turning to the trusted professionals at your local MNP LTD to uncover the many options you may have. Every year, we help thousands of Canadians find trusted solutions for their financial problems, and we can help you too.

Our local MNP LTD office in Cranbrook has informative and highly recommended professionals with experience in filing for bankruptcy who work and live in your area. Don’t let debt problems take control of your life. You have options; discover them with MNP LTD today.

There is 1 office near you

Is it time to consider other debt help options?

Filing for Bankruptcy is an entirely legal process and can be effective in reducing the majority of your debt. It is regulated by the Bankruptcy and Insolvency Act. The first and most important step is to contact your MNP LTD Licensed Insolvency Trustee, who will present you with all of your financial options based on the assessment of your current debt situation. Many times, after hearing of other options available, people have realized declaring bankruptcy wasn't their best choice.

To determine how to handle your debt effectively, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 1-877-740-8951 or fill out our form to get a free consultation!

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Our debt solutions are personalized

Consumer Proposal

The consumer proposal simply allows you to make arrangements to pay all — or part — of your unsecured debts through monthly payments over a defined period of time (up to a 5-year maximum). 

Informal Debt Settlement

Depending on the amount of debt you’ve accumulated, you may have the option to talk with your creditors directly and reduce your interest rate or arrange a payment schedule that fits your circumstances.

Debt Consolidation

Debt Consolidation allows you to combine your debt into a single monthly repayment, which means you’ll be able to repay multiple creditors.

When many people experience debt problems often, their first thoughts are filing for bankruptcy. There are of course many alternatives that may be more suitable for your situation. We'll work together to create a plan that works best for you.

To learn more about declaring bankruptcy and other debt solutions provided by MNP LTD, call us at 1-877-740-8951 or submit our online form to request your FREE, confidential consultation!