hero image hero image
Life-changing Debt Solutions
"Thank you for the excellent care and understanding"
Find other MNP offices
Find

Filing for Bankruptcy in St. John's, Newfoundland and Labrador

Thinking about declaring bankruptcy in St. John's? Speak to your local MNP LTD., where you'll discover a range of solutions. Every year, thousands of Canadians turn to us to help them get through various types of financial difficulties -- and you can rely on us too.

Our local MNP LTD. office in Mount Pearl has informative and highly recommended professionals with experience in filing for bankruptcy who work and live in your area. Don't let having debt encompass your life. Call us today and get back on track.

There is 1 office near you

Could other debt alternatives provide relief?

A legal process, filing for bankruptcy can help reduce the majority of your debts. It is regulated by the Bankruptcy and Insolvency Act. Step one is to contact your nearest MNP LTD. Licensed Insolvency Trustee, who will explain the process and provide insight on additional debt reduction options. In many cases, people find declaring Bankruptcy is not required for their financial situation; instead, they follow one of the alternative solutions we offer.

To determine the right course of action, you'll need to think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 709-700-7138 or fill out our form to get a free consultation!

FILL OUT FORM

How your situation can benefit from our solutions

Consumer Proposal

With a consumer proposal, you can arrange to pay some or all of your unsecured debts through monthly payments over a specified period of time (up to a maximum of 5 years). 

Informal Debt Settlement

Contingent on the amount of debt you have accumulated, it may be possible for you to contact your creditors directly to negotiate a lower interest rate or a repayment schedule that can help put you at ease.

Debt Consolidation

Through debt consolidation, you can combine your debt into a single monthly repayment, which allows you to repay multiple creditors.

The first thought people have when encountering financial difficulty is filing for bankruptcy. There are of course many alternatives that may be more suitable for your situation. We'll work together to create a plan that works best for you.

To learn more about declaring bankruptcy and other options provided by MNP LTD., call us at 709-700-7138 or submit our online form to ask for your FREE, private consultation.