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Filing for Bankruptcy in Sarnia, Ontario

Thinking about declaring bankruptcy in Sarnia? No matter the level of debt you have, your local MNP LTD. Licensed Insolvency Trustee can offer you solutions. Year after year, we help thousands of Canadians just like you break free from financial hardship.

You’ll find a local MNP LTD. office in Sarnia staffed by knowledgeable professionals with experience in the steps to filing bankruptcy who live and work in the same communities as you do. Don’t allow debt to consume your life. Contact us today and regain control of your finances.

There are 2 offices near you

Should you be looking into other debt solutions?

Filing for bankruptcy can help legally minimize your amount of debt. It is regulated by the Bankruptcy and Insolvency Act. The first and most important step is to contact your MNP LTD. Licensed Insolvency Trustee, who will present you with all of your financial options based on the assessment of your current debt situation. Many times, after hearing of other options available, people have realized declaring bankruptcy wasn't their best choice.

To determine how to handle your debt effectively, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 1-877-739-6903 or fill out our form to get a free consultation!

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We offer the most effective solution for your situation

Consumer Proposal

Opting for a consumer proposal means you can make arrangements to pay some or all your unsecured debts through monthly payments over a specific period of time (up to a maximum of 5 years). 

Informal Debt Settlement

Conditional on the amount of debt that you’ve accumulated, it may be possible to contact your creditors directly to negotiate lower interest or a repayment schedule that better suits your needs.

Debt Consolidation

With debt consolidation, you can combine all your debts into one and repay multiple creditors through a single monthly payment.

Often times, when individuals face financial problems their first instinct is declaring bankruptcy. What many don’t know is that there are many alternative debt solutions that may be better fitted to their unique requirements. We'll work together to create a plan that works best for you.

To find out more about declaring bankruptcy and the other solutions MNP LTD. can offer you, call us at 1-877-739-6903 or comple the online form to request your FREE, private consultation!