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Filing for Bankruptcy in St. Thomas, Ontario

Thinking about declaring bankruptcy in St. Thomas? Speak to your local MNP LTD., where you'll discover a range of solutions. Every year, thousands of Canadians turn to us to help them get through various types of financial difficulties -- and you can rely on us too.

You’ll find a local MNP LTD. office in St. Thomas staffed by knowledgeable professionals with experience in the steps to filing bankruptcy who live and work in the same communities as you do. Don't let having debt encompass your life. Contact us today and regain control of your finances.

There is 1 office near you

What is your best course of action?

Filing for Bankruptcy is a legal process which can help free you from most of your debts. It is regulated by the Bankruptcy and Insolvency Act. The first thing to do is to speak with your local MNP LTD. Licensed Insolvency Trustee to determine your best course of action. In the majority of cases, after hearing the alternatives we have to offer, most people find that alternatives to declaring bankruptcy work better for their particular situation.

To find out what is best for you, think about your current financial situation.

  • Spending more than you earn?
  • Facing legal action, such as garnishment?
  • Using credit cards for necessities?
  • At risk of losing credit card privileges?
  • Receiving harassing collection letters or phone calls?
  • Stressed out due to financial problems?

If this sounds like you and you are experiencing some or all of the above, contact us today.

Personal Insolvency Counselling

MNP offers permanent life-changing debt solutions to individuals struggling with an overwhelming amount of debt. Our trustees are here to help.

Get Started Now!

Call us today at 226-270-6340 or fill out our form to get a free consultation!

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How your situation can benefit from our solutions

Consumer Proposal

A consumer proposal allows you to pay some or all of your unsecured debts via monthly payments over a specified period of time (up to a maximum of 5 years). 

Informal Debt Settlement

Depending on how much debt you’ve accumulated, you may have the option to contact your creditors and arrange to have your interest rate lowered or have a repayment schedule implemented that works with your needs.

Debt Consolidation

Combine all your debts into one and repay multiple creditors through a single monthly payment with debt consolidation.

When many people experience debt problems often, their first thoughts are filing for bankruptcy. However, there are many solutions that may be better suited to your particular financial situation. We'll work together to create a plan that works best for you.

Find out more about how MNP LTD. can help with declaring bankruptcy or guiding you through alternative options -- simply call us at 226-270-6340 to book your FREE confidential consultation today.