Filing for Bankruptcy in Lumby, British Columbia
Thinking about declaring bankruptcy in Lumby? Speak to your local MNP LTD, where you'll discover a range of solutions. Every year, we help thousands of Canadians work through financial difficulties at all levels and we can help you too.
Our local MNP LTD office in Vernon employs knowledgeable and courteous professionals with experience in filing for bankruptcy that work and live in the same communities as you. Don’t let debt problems take control of your life. There are options -- discover them with MNP LTD now.
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Is it time to consider other debt help options?
Filing for Bankruptcy is a legal process which can help free you from most of your debts. It is regulated by the Bankruptcy and Insolvency Act. The first thing to do is to speak with your local MNP LTD Licensed Insolvency Trustee to determine your best course of action. In the majority of cases, people discover that declaring bankruptcy is not required, but instead follow one of the alternative remedies we provide.
To find out what is best for you, think about your current financial situation.
- Spending more than you earn?
- Facing legal action, such as garnishment?
- Using credit cards for necessities?
- At risk of losing credit card privileges?
- Receiving harassing collection letters or phone calls?
- Stressed out due to financial problems?
If this sounds like you and you are experiencing some or all of the above, contact us today.
Personal Insolvency Counselling
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Our debt solutions are personalized
The consumer proposal simply allows you to make arrangements to pay all — or part — of your unsecured debts through monthly payments over a defined period of time (up to a 5-year maximum).
Subject to the total amount of debt you carry, this is an option to contact your creditors directly and discuss a reduced interest rate or a repayment schedule that suits your situation.
Most people feel that with their debt piling up, filing for bankruptcy is the best course of action. However, there are many alternatives that may be more appropriate for your particular financial situation. We'll work together to create a plan that works best for you.