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Benefits of a Consumer Proposal

A consumer proposal can allow you to keep assets that might otherwise be taken away in a bankruptcy. Once a consumer proposal is filed, harassing phone calls from creditors and wage garnishments will be stopped. You can negotiate fixed monthly payments over a set period time, or you can offer to make lump sum settlements over an extended period of time, not exceeding five years. This means you won’t have to make higher payments if your income increases.

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